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Suburb profile

Spencer NSW 2775

Spencer is located in the Central Coast region of New South Wales, postcode 2775. It has 345 properties across 6 streets, almost all houses. Explore every street in Spencer, its property history, homes for sale and rent, who lives there, and the local agents.

About Spencer

Spencer, NSW 2775, sits in the Central Coast region and neighbours Glenworth Valley, Canoelands, Lower Mangrove and Mount White. Its 6 streets hold 345 properties, 318 of them houses and 27 units.

Census figures are for the Calga - Kulnura area. At the 2021 Census it had 4,716 residents, a median age of 48 and an average household of 2.6 people. Median household income was $1,777 a week, the median mortgage repayment $2,167 a month and the median rent $350 a week. Of 1,641 dwellings, 1,560 were separate houses, 5 semi-detached, 23 flats and 25 other; 662 were owned outright, 530 owned with a mortgage and 338 rented.

Updated October 2026

Who lives in Spencer

  • 4,716Peoplelive in the area
  • 48Median ageyears
  • $1,777Median household incomea week
  • $350Median renta week

Homes by type

  • Houses1,560
  • Townhouses and semis5
  • Flats and apartments23
  • Other25

Household

  • Median mortgage repayment$2,167a month
  • Household size2.6people on average

How homes are held

Owned outright 662Owned with a mortgage 530Rented 338Other 111

For sale and rent in Spencer

Properties in Spencer

Local agents in Spencer

Request an appraisal

Agencies that specialise in Spencer

Streets in Spencer

  1. Biara Road2 properties
  2. Collington Road9 properties
  3. Ingoola Road9 properties
  4. Lavender Crescent20 properties
  5. Mooga Avenue25 properties
  6. Wisemans Ferry Road280 properties

Neighbouring suburbs

Addresses and streets incorporate or were developed using G-NAF © Geoscape Australia, licensed by the Commonwealth of Australia under the Open Geo-coded National Address File (G-NAF) End User Licence Agreement.

Population and housing figures are drawn from the Australian Bureau of Statistics, Census of Population and Housing 2021, licensed under Creative Commons Attribution 4.0 International.

Area summaries are generated from the national address file and ABS Census data, and checked against those figures before publication.