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Suburb profile

Phegans Bay NSW 2256

Phegans Bay is located in the Central Coast region of New South Wales, postcode 2256. It has 246 properties across 11 streets, almost all houses. Explore every street in Phegans Bay, its property history, homes for sale and rent, who lives there, and the local agents.

About Phegans Bay

Phegans Bay, NSW 2256, sits in the Central Coast region and neighbours Horsfield Bay, Woy Woy and Woy Woy Bay. Its 11 streets hold 246 properties, 245 of them houses and 1 a unit.

Census figures are for Woy Woy - Blackwall, which covers the whole suburb. At the 2021 Census the area had 14,346 residents, a median age of 47 and an average household of 2.2 people. Median household income was $1,261 a week, the median mortgage repayment $2,000 a month and the median rent $380 a week. Of 6,092 dwellings, 4,033 were separate houses, 1,570 semi-detached, 378 flats and 100 other; 2,097 were owned outright, 1,614 owned with a mortgage and 2,152 rented.

Updated October 2026

Who lives in Phegans Bay

  • 14,346Peoplelive in the area
  • 47Median ageyears
  • $1,261Median household incomea week
  • $380Median renta week

Homes by type

  • Houses4,033
  • Townhouses and semis1,570
  • Flats and apartments378
  • Other100

Household

  • Median mortgage repayment$2,000a month
  • Household size2.2people on average

How homes are held

Owned outright 2,097Owned with a mortgage 1,614Rented 2,152Other 229

Streets in Phegans Bay

  1. Alkira Parade4 properties
  2. Central Avenue6 properties
  3. Crest Road2 properties
  4. Monastir Road59 properties
  5. Olive Avenue35 properties
  6. Phegans Bay Road86 properties
  7. Raymond Road23 properties
  8. Roma Close6 properties
  9. Wattle Crescent21 properties
  10. Woy Woy Bay Road3 properties
  11. Woy Woy Road1 property

Neighbouring suburbs

Addresses and streets incorporate or were developed using G-NAF © Geoscape Australia, licensed by the Commonwealth of Australia under the Open Geo-coded National Address File (G-NAF) End User Licence Agreement.

Population and housing figures are drawn from the Australian Bureau of Statistics, Census of Population and Housing 2021, licensed under Creative Commons Attribution 4.0 International.

Area summaries are generated from the national address file and ABS Census data, and checked against those figures before publication.