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Suburb profile

Fern Bay NSW 2295

Fern Bay is located in the Newcastle and Lake Macquarie region of New South Wales, postcode 2295. It has 2,103 properties across 48 streets. Explore every street in Fern Bay, its property history, homes for sale and rent, who lives there, and the local agents.

About Fern Bay

Fern Bay, NSW 2295, sits in the Newcastle and Lake Macquarie region and neighbours Kooragang, Stockton and Fullerton Cove. Its 48 streets hold 2,103 properties, 1,195 of them houses and 908 units.

Census figures are for Stockton - Fullerton Cove, which covers the whole suburb. At the 2021 Census the area had 8,824 residents, a median age of 48 and an average household of 2.3 people. Median household income was $1,419 a week, the median mortgage repayment $2,167 a month and the median rent $430 a week. Of 3,545 dwellings, 3,138 were separate houses, 209 semi-detached and 169 flats, with 7 other; 1,598 were owned outright, 972 owned with a mortgage and 879 rented.

Updated October 2026

Who lives in Fern Bay

  • 8,824Peoplelive in the area
  • 48Median ageyears
  • $1,419Median household incomea week
  • $430Median renta week

Homes by type

  • Houses3,138
  • Townhouses and semis209
  • Flats and apartments169
  • Other7

Household

  • Median mortgage repayment$2,167a month
  • Household size2.3people on average

How homes are held

Owned outright 1,598Owned with a mortgage 972Rented 879Other 96

For sale and rent in Fern Bay

$850 pw

10 Fin Street, Fern Bay NSW 2295

4 bedrooms 2 bathrooms 2 car spaces House

Available Fri, 30 Oct

View on agency website

Properties in Fern Bay

Schools in Fern Bay

  • Fern Bay Public School

    GovernmentPrimary

Agencies that specialise in Fern Bay

Streets in Fern Bay

A

  1. Apple Street41 properties

B

  1. Bitou Way9 properties
  2. Bora Street4 properties
  3. Botanica Avenue12 properties
  4. Braid Road24 properties

C

  1. Calder Street6 properties

D

  1. Diuris Street24 properties
  2. Dune Drive74 properties

F

  1. Fin Street17 properties
  2. Foxtail Street34 properties
  3. Fullerton Street63 properties

G

  1. Glider Avenue15 properties
  2. Groundsel Street24 properties
  3. Grove Street8 properties

H

  1. Hyde Lane3 properties

I

  1. Ironbark Drive41 properties

J

  1. Jabiru Drive22 properties

M

  1. Midden Road5 properties
  2. Monkerai Street11 properties
  3. Munmora Avenue8 properties
  4. Myrtle Street4 properties

N

  1. Nagle Close8 properties
  2. Nelson Bay Road919 properties
  3. Norfolk Street106 properties

O

  1. Oimara Street20 properties

P

  1. Paperbark Court44 properties
  2. Piper Street18 properties
  3. Plover Street21 properties
  4. Popplewell Road49 properties
  5. Providence Avenue11 properties

R

  1. Rankin Road34 properties
  2. Rosemary Street38 properties
  3. Rushland Drive12 properties

S

  1. Sandcastle Street33 properties
  2. Seaside Boulevard98 properties
  3. Sheoak Street9 properties
  4. Sovereign Street21 properties
  5. Spinifex Street11 properties
  6. Stringybark Drive18 properties
  7. Sygna Street36 properties

T

  1. Taylor Road27 properties
  2. Tooroong Road10 properties
  3. Tuckeroo Circuit22 properties

U

  1. Uralla Street30 properties

V

  1. Vardon Road26 properties

W

  1. Water Street10 properties
  2. Windsurf Circuit14 properties
  3. Wingen Street9 properties

Neighbouring suburbs

Addresses and streets incorporate or were developed using G-NAF © Geoscape Australia, licensed by the Commonwealth of Australia under the Open Geo-coded National Address File (G-NAF) End User Licence Agreement.

Population and housing figures are drawn from the Australian Bureau of Statistics, Census of Population and Housing 2021, licensed under Creative Commons Attribution 4.0 International.

School details © Australian Curriculum, Assessment and Reporting Authority (ACARA), from the Australian Schools List, licensed under Creative Commons Attribution 4.0 International and modified. ACARA does not endorse Listd.

Area summaries are generated from the national address file and ABS Census data, and checked against those figures before publication.