Suburb profile

Charlotte Bay NSW 2428

Charlotte Bay is located in the Mid North Coast region of New South Wales, postcode 2428. It has 384 properties across 6 streets, almost all houses. Explore every street in Charlotte Bay, its property history, homes for sale and rent, who lives there, and the local agents.

About Charlotte Bay

Charlotte Bay, NSW 2428, sits in the Mid North Coast region and neighbours Boomerang Beach, Elizabeth Beach, Sandbar and Smiths Lake. Its 6 streets hold 384 properties, 376 of them houses and 8 units.

Census figures are for Forster-Tuncurry Surrounds, which had 6,988 residents, a median age of 53 and an average household of 2.3 people. Median household income was $1,142 a week, the median mortgage repayment $1,500 a month and the median rent $350 a week. Of 2,710 dwellings, 2,500 were separate houses, 64 semi-detached, 16 flats and 126 other; 1,413 were owned outright, 811 owned with a mortgage and 374 rented.

Updated October 2026

Who lives in Charlotte Bay

  • 6,988Peoplelive in the area
  • 53Median ageyears
  • $1,142Median household incomea week
  • $350Median renta week

Homes by type

  • Houses2,500
  • Townhouses and semis64
  • Flats and apartments16
  • Other126

Household

  • Median mortgage repayment$1,500a month
  • Household size2.3people on average

How homes are held

Owned outright 1,413Owned with a mortgage 811Rented 374Other 112

Properties in Charlotte Bay

Agencies that specialise in Charlotte Bay

Streets in Charlotte Bay

Neighbouring suburbs

Addresses and streets incorporate or were developed using G-NAF © Geoscape Australia, licensed by the Commonwealth of Australia under the Open Geo-coded National Address File (G-NAF) End User Licence Agreement.

Population and housing figures are drawn from the Australian Bureau of Statistics, Census of Population and Housing 2021, licensed under Creative Commons Attribution 4.0 International.

Area summaries are generated from the national address file and ABS Census data, and checked against those figures before publication.